Changes to Borrowing and Repayment: What Every Dental School Student and Graduate Should Know

Includes a Live Web Event on 09/18/2025 at 7:00 PM (EDT)

Recent federal legislation is changing the student loan landscape for health professions students, and understanding these changes is essential for future dental professionals. This timely and informative session will feature leading student loan debt management expert Paul Garrard, who will break down the latest updates and how they are likely to impact current dental students and recent graduates.

Through a clear and accessible interactive 60-minute webinar, including questions throughout, attendees will learn how to proactively prepare for the upcoming changes and make more informed decisions about how their student loan portfolio may impact their financial future. Whether preparing to enter repayment or still borrowing, this webinar will provide critical insight into what’s ahead and how to plan for success.

Learning Objectives

Describe the major changes impacting borrowing and repayment resulting from recent legislation and how they impact dental students.
Identify credible tools, resources and strategies to help them borrow responsibly and prepare for responsible repayment during and after dental school.
Evaluate how to adapt current or future financial plans in light of upcoming aid policy changes.
Assess how these changes affect current and future student loan borrowing and repayment options.

Original Release Date: September 18, 2025

Expiration Date: September 18, 2028

Questions? Contact learn@adea.org

Disclaimer

The purpose of this presentation is to educate and to inform. This is not a substitute for professional care and is not intended for use for the diagnosis or treatment of individual conditions. Guests on this presentation express their own experience, opinions and conclusions. Guest statements do not express the viewpoint of ADEA. The mention of any product, service, organization, activity or therapy should not be construed as an ADEA endorsement.

CE Information

The American Dental Education Association is an ADA CERP Recognized Provider.

An evaluation form is available to participants after the conclusion of the live webinar. To earn continuing education (CE) credit for participation in the webinar, the online evaluation must be completed in full by September 18, 2028. After completing the evaluation, webinar participants can print and save the CE Verification Form.

ADA CERP is a service of the American Dental Association to assist dental professionals in identifying quality providers of continuing dental education. ADA CERP does not approve or endorse individual courses or instructors, nor does it imply acceptance of credit hours by boards of dentistry.

The American Dental Education Association designates this activity for 1.0 continuing education credit.

All speakers agree that neither they nor members of their immediate family have any financial relationships with commercial entities that may be relevant to their presentation.

Paul S. Garrard

Founder and President

PGPresents, LLC

With more than 40 years of experience in higher education and student financial aid, Paul Garrard is one of the most well-known and in-demand educational debt management experts in the nation, especially in the health professions communities. He has extensive experience in both the non-profit and for-profit sectors of higher education. He holds a Bachelor of Arts from Samford University and an M.B.A. from the University of Georgia. Mr. Garrard works out of his home in Shepherdstown, WV.

He has worked as a consultant with ADEA for more than 10 years, providing updates on borrowing and repayment.

Speaker agrees that neither they nor members of their immediate family have any financial relationships with commercial entities that may be relevant to their presentation.

Antanious White, Ph.D.

Senior Director of Student Engagement and Success

American Dental Education Association

Dr. Antanious White is an educator, researcher and ADEA Senior Director of Student Engagement and Success with over a decade of experience advancing equity and inclusion in education and professional organizations. As a scholar, his work explores the intersectionality of race, gender and place-based identities, examining their impact on educational outcomes and health disparities while highlighting pathways of resilience.

Committed to advancing DEI, Dr. White has led innovative initiatives aimed at dismantling systemic barriers and promoting social justice in education. His teaching philosophy emphasizes racial equity, critical thinking and collaboration, fostering an inclusive classroom environment where students are encouraged to engage deeply with complex social issues.

Dr. White continues at ADEA to lead transformative efforts that advance diversity and inclusion in higher education. With a collaborative and solutions-driven approach, he is dedicated to uplifting marginalized communities and inspiring systemic change through education, research and DEI leadership.

Speaker agrees that neither they nor members of their immediate family have any financial relationships with commercial entities that may be relevant to their presentation.